Saturday, February 27, 2010
Thursday, February 25, 2010
Wednesday, February 24, 2010
Guided Site Audio Tours Start Page
Guided Site Audio Tours Start Page
Take An Audio Tour Of Our SiteBuying or selling a home is one of the most important, complex and potentially costly decisions that you will ever make. Whether you are looking for your dream home or trying to ensure that your current home will sell fast and for top dollar, our unique audio tour will guide you page by page through this website explaining the key concepts relevant to your situation. Each page on the tour has an audio control at the top right of the page, like the one on this page. If the audio doesn't automatically start on each page, simply click on the PLAY button (or click on the speaker icon to turn on the auto-play option). When you are done listening and viewing each page on the tour, simply click on the NEXT link at the bottom right of the audio control to move on to the next page in the tour. When you are ready, make sure that your computer speakers are turned on. Then select the link of the audio tour you wish to take. | |||
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Monday, February 22, 2010
Why Now is the Perfect Storm to Acquire Real Estate For First Time Buyers and Investors
Why Now is the Perfect Storm to Acquire Real Estate For First Time Buyers and Investors
By [http://ezinearticles.com/?expert=Tim_G_Robbins]Tim G Robbins
There are additional factors precisely why consumers which have not bought or they have acquired in the past should contemplate before it's too late. Throughout numerous locations around the country citizens have been seated on the side lines thinking that circumstances will be going to go reduce or bank rates are going to go lower or many other reasons that has postponed their acquisition.
Nevertheless the fact is right now there has not ever any moment in history has there been the fantastic storm to buy real estate. It does not matter if it's a very first residence, exchanging residence or commercial real estate the statistics are all in position with the Planets.Facts are clear it really is the perfect time to buy. Through the decades prime rates have gone " up " and down there has been extra expenses associated with making a acquisition.
Since the collapse of the mortgage and real housing markets since 2007 the modifications that have been put in place have worked to make easier for people today to save capital when buying. The fact as to interest rates as of this writing rates are lower today than they were in 1956 at that time the rate was Six percent.At this time there were not alternatives at that time. Consumers did not have Fifteen year or Twenty year payment terms.
We also did not have adjustable interest rates and you could not get the home owner to aid you with buying down the rate. Because these days there are so many choices available to a person who wants to acquire you can really set down a comprehensive plan of financing that will fit into your spending plan. Today you can receive a 30 year fixed rate loan as low as Four or 5% which means that for every hundred 1000 of mortgage figures you would only pay out $450.00 per month, plus taxes and insurance coverage.
Now think about this that is $450.00 per month for $100,000 home plus you would obtain a tax credit for the interest paid over the cost of a year. The Plan Gets even Better for the Buyers With the decrease in real estate values over the last 3 to 4 years since the real estate markets began to fall prices of houses have turn out to be more affordable to many who would likely not purchase a few years ago. Think about the prices just four years back in many locations real estate were selling for $250,000 are now advertising in some areas for $70,000 to $100,000 and with the interest rates as low as they are you are getting a home that once would have cost a person $1,500 per month and now it cost $400.00.
Do you believe this makes it the perfect storm for buy in real estate when selling prices are down and costs are at the lowest all at the same time? Of course this is why this has under no circumstances be available before in history there are more alternatives to choose from when it comes to obtaining a home or investment and the expenditure to finance it is lower than ever before all at the same time. For the Purchaser there is a third point that is presently in position that has in no way been available before in history.
For the 1st occasion homebuyer today and until April 30, 2010, people who buy their very first residence will able to still are given up to $8,000 tax credit straight from the government. In addition; which has been added to the stimulus for the anyone who desires to move up they will receive up to $6,500 for making a new home purchase. So include all these types of issues together by reduce costs to most affordable interest rates in history and money returning from the fed for buying this makes this the best time in history ever to purchase a real estate.
Therefore get out there and commence uncovering that house right now before the storm clears and the prices move upward which they will most likely go up inside of the up coming 6 months and the tax credit goes away. Really don't wait make it take place prior to April 30, 2010 and close before June 1, 2010. To find out more information you can go online and like most people this is where is all begins in fact it is estimated that as many as 85% of all people begin shopping for rel=nofollow Real Estate on the Internet
Tim Robbins, Sr An Exclusive Buyers Broker in New Jersey for almost 20 years. I have been offer Buyers the option of having their own broker working with and for their interest. The simple difference in agents is who they work for when you are making a purchase. You need to have someone on your side who will guide you through all of the intricacies on the most important purchase of you life. To find out more about how you can become an educated consumer and learn more visit http://njbuyersonestop.com or call 1-800-610-3588
Article Source: [http://EzineArticles.com/?Why-Now-is-the-Perfect-Storm-to-Acquire-Real-Estate-For-First-Time-Buyers-and-Investors&id=3792110] Why Now is the Perfect Storm to Acquire Real Estate For First Time Buyers and Investors
There are additional factors precisely why consumers which have not bought or they have acquired in the past should contemplate before it's too late. Throughout numerous locations around the country citizens have been seated on the side lines thinking that circumstances will be going to go reduce or bank rates are going to go lower or many other reasons that has postponed their acquisition.
Nevertheless the fact is right now there has not ever any moment in history has there been the fantastic storm to buy real estate. It does not matter if it's a very first residence, exchanging residence or commercial real estate the statistics are all in position with the Planets.Facts are clear it really is the perfect time to buy. Through the decades prime rates have gone " up " and down there has been extra expenses associated with making a acquisition.
Since the collapse of the mortgage and real housing markets since 2007 the modifications that have been put in place have worked to make easier for people today to save capital when buying. The fact as to interest rates as of this writing rates are lower today than they were in 1956 at that time the rate was Six percent.At this time there were not alternatives at that time. Consumers did not have Fifteen year or Twenty year payment terms.
We also did not have adjustable interest rates and you could not get the home owner to aid you with buying down the rate. Because these days there are so many choices available to a person who wants to acquire you can really set down a comprehensive plan of financing that will fit into your spending plan. Today you can receive a 30 year fixed rate loan as low as Four or 5% which means that for every hundred 1000 of mortgage figures you would only pay out $450.00 per month, plus taxes and insurance coverage.
Now think about this that is $450.00 per month for $100,000 home plus you would obtain a tax credit for the interest paid over the cost of a year. The Plan Gets even Better for the Buyers With the decrease in real estate values over the last 3 to 4 years since the real estate markets began to fall prices of houses have turn out to be more affordable to many who would likely not purchase a few years ago. Think about the prices just four years back in many locations real estate were selling for $250,000 are now advertising in some areas for $70,000 to $100,000 and with the interest rates as low as they are you are getting a home that once would have cost a person $1,500 per month and now it cost $400.00.
Do you believe this makes it the perfect storm for buy in real estate when selling prices are down and costs are at the lowest all at the same time? Of course this is why this has under no circumstances be available before in history there are more alternatives to choose from when it comes to obtaining a home or investment and the expenditure to finance it is lower than ever before all at the same time. For the Purchaser there is a third point that is presently in position that has in no way been available before in history.
For the 1st occasion homebuyer today and until April 30, 2010, people who buy their very first residence will able to still are given up to $8,000 tax credit straight from the government. In addition; which has been added to the stimulus for the anyone who desires to move up they will receive up to $6,500 for making a new home purchase. So include all these types of issues together by reduce costs to most affordable interest rates in history and money returning from the fed for buying this makes this the best time in history ever to purchase a real estate.
Therefore get out there and commence uncovering that house right now before the storm clears and the prices move upward which they will most likely go up inside of the up coming 6 months and the tax credit goes away. Really don't wait make it take place prior to April 30, 2010 and close before June 1, 2010. To find out more information you can go online and like most people this is where is all begins in fact it is estimated that as many as 85% of all people begin shopping for rel=nofollow Real Estate on the Internet
Tim Robbins, Sr An Exclusive Buyers Broker in New Jersey for almost 20 years. I have been offer Buyers the option of having their own broker working with and for their interest. The simple difference in agents is who they work for when you are making a purchase. You need to have someone on your side who will guide you through all of the intricacies on the most important purchase of you life. To find out more about how you can become an educated consumer and learn more visit http://njbuyersonestop.com or call 1-800-610-3588
Article Source: [http://EzineArticles.com/?Why-Now-is-the-Perfect-Storm-to-Acquire-Real-Estate-For-First-Time-Buyers-and-Investors&id=3792110] Why Now is the Perfect Storm to Acquire Real Estate For First Time Buyers and Investors
Thursday, February 18, 2010
Monday, February 8, 2010
Beat out other buyers to Hot New Listings
How To Receive Priority Access To ALL New Listings That Match Your Home Buying Criteria
Here's how it works...
Our Exclusive Buyer Profile System saves you Time and Money. Simply enter your criteria below and get priority access to ALL homes that match your criteria, including Bank Foreclosures, Company Owned Properties and other Distress Sales.No more wasted time looking at out-dated information in newspapers or searching the internet. Priority access means you're there first before other buyers, so you can negotiate the lowest possible price and your time is not wasted viewing homes that don't interest you.
It's easy to get started...http://njbuyersonestop.com
6 Mistakes to Avoid When Moving to a Larger Home
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Friday, February 5, 2010
What Sellers of Real Estate Need to Know Before You Sell These Facts Can Increase Sales Price
In Real Estate not all things are created equal when a person wants to sell, just as not all agents are created equal. There 27 important things a seller needs to know and do before they list their home on the market.
When a person is thinking of selling in most cases they either look in the phone, paper, Internet or ask a friend to find a Real Estate Agent who will let them know what the agent thinks they should list the home for and what the agent thinks what it will sell for if it sells.
The real problem is when someone calls and agent they think the agents know all and see’s all like a psychic. This is nothing short of the truth not all agents just because they have a license know what they are doing.
In fact it my opinion; that you can train a money to pass the real estate examine this does not make a person a good agent. Many agents advertising what they have done in the past and I’m the best or the best one “Million Dollar Sales Agent” this is the biggest joke of all. Selling a million dollars of real estate can and has been done in the past just by default not by skill.
The true meaning of Realtor does not mean licensed, it means highly trained and an expert in the profession. Unfortunately many agents pay their dues and never receive much training or at best just a few hours of continuing education that is forgotten as soon as it is over.
A true real estate agent as I see it is one that has many designations which means this person believes in education and follows and using the education in everyday business. A good agent is a professional who should be as important to a seller or buyer and their attorney or CPA.
So what are the important issues and steps a Seller should take before they call a real estate agent. There are actually 27 issues and steps you should take before you even pick up the phone and call anyone if you want to receive the information in a positive light.
But here are the top 15 issues for every seller.
15 Things a Seller needs to know before they list.
1.You must understand why you are selling! Your motivation to sell is the determining factor as to how you will approach the sale. It affects everything from what you set your asking price at to how much time, money and effort you're willing to invest in order to prepare your home for sale.
2.Keep the Reason you are selling to yourself! With this tip there is a caveat’ if you are in trouble and need to sell, you need to be honest with the agent once you make your decision who you are going to hire to sell your home.
3.Before setting a price- Do your own homework! When you set your price, you make buyers aware of the absolute maximum they have to pay for your home. As a seller, you will want to get a selling price as close to the list price as possible.
4.Setting your home price!
A.If you live in a Subdivision - If your home is comprised of similar or identical floor plans, built in the same period, simply look at recent sales in your neighborhood subdivision to give you a good idea of what your home is worth.
B.If You Live in An Older Neighborhood - As neighborhoods change over time each home may be different in minor or substantial ways and you will probably find that there aren't many homes truly comparable to your own. In this case you may want to consider seeking a Realtor ® to help you with the pricing process.
C.If You Decide to Sell On Your Own - A good way to establish a value is to look at homes that have sold in your neighborhood within the past 6 months, including those now on the market. This is how prospective buyers will assess the worth of your home. Also a trip to City Hall can provide you with home sale information in its public records, for most communities.
5.Do some Home Shopping Yourself! The best way to learn about your competition is to go out and discover what turns buyers on and off. Visiting open houses is a good first step, by take the time to go around the area and see what other sellers are offering. Particularly note not only the asking prices but what they are actually selling for. Remember, if you're serious about getting your home sold fast; don't price it higher than your neighbor's.
6.Understand Tax Assessment and what they really mean! Some people think that tax assessments are a way of evaluating a home. The difficulty here is that assessments are based on a number of criteria that may not be related to property values, so they may not necessarily reflect your home's true value.
7.Deciding upon a Realtor! According to the National Association of Realtors survey, nearly two thirds of all sellers who have tried to sell their home there self said they would never do it again. The primary reasons are setting a price, marketing handicaps, liability concerns, and time constraints. Remember not all agents are created equal there are many questions you should ask, make the time you spend deciding on and agent just like you are interviewing a person to take care of your child.
Ask Questions!
8.Insure you have room to negotiate! Before setting your price make sure you leave room in which to bargain. Think of a number that you feel comfortable with and what you are willing to offer the buyer as an incentive to buy. Remember this is a business decision; many people get emotional and lose sight of the prize which is closing.
9.Appearances do matter more than anything! Appearance is so critical that it would be unwise to ignore this when selling your home. The look and "feel" of your home will generate a greater emotional response than any other factor. Prospective buyers react to what they see, hear, feel, and smell even though you may have priced your home to sell.
10.Invite honest opinions from others! The single biggest mistake many sellers make is not asking other people what they truly think about the home. Do not rely on just you feeling of the home because what you feel has nothing to do with what a buyer is going to think, feeling and thing are two entirely different issues.
11.Get Your Home Spic and Span fix everything and clear out the clutter! You need to step back and take a good look at your home, make sure everything is looking like you could eat off of it. Get rid of all clutter, declare war on dust, dirt and junk what you don’t need any more or you don’t use either donate it to charity or place it storage but get it out of the house. This way when a buyer comes through your home you are not making excuses or it does not look like something is hiding something. Not to mention; it will always make your home look bigger then it is actually.
12.Allow perspective buyers to visualize themselves in your home! The last thing you want perspective buyers to feel when they come to your home is that they are intruding, get out of house and let the agent do what they are getting paid to do.
13.Deal Killer odors must go! You may not realize but odd smells like traces of food, pets and smoking odors can kill deals quickly. If prospective buyers know you have a dog, or that you smoke, they'll start being aware of odors and seeing stains that may not even exist. Don't leave any clues.
14.Be a smart Seller disclose everything! A very important part is disclosure, don’t be afraid to order a presale home inspection this one step can increase your value and help you sell faster than the house down the street. When you get the inspection fix the issues you can or expect to credit the buyer for the repairs.
15.Check your title for any defects! This is a really important step many people do not know if there is anything on the title that could pop up and stall a sale. Have your agent go to the title company and have them run a title and deed search to make sure that nothing is on your title that you don’t know about this could kill your deal.
These issues are the top issues when a seller has their home for sale anyone of the issue can stop the process dead in it tracks. There are addition issues that you may address, but remember the very most important issue is the hiring to the right agent or broker to do the job is do they have a detailed marketing plan and have you really priced your home correctly.
If the agent gives you a selling price do not get insulted especially with the market conditions of today and always get more them one price opinion. When you are selling Real Estate either residential or commercial never ever keep your personal emotion in the deal it’s not personal it’s business.
For more information in New Jersey visit http://njbuyersonestop.com or call Tim Robbins at 800-610-3599
When a person is thinking of selling in most cases they either look in the phone, paper, Internet or ask a friend to find a Real Estate Agent who will let them know what the agent thinks they should list the home for and what the agent thinks what it will sell for if it sells.
The real problem is when someone calls and agent they think the agents know all and see’s all like a psychic. This is nothing short of the truth not all agents just because they have a license know what they are doing.
In fact it my opinion; that you can train a money to pass the real estate examine this does not make a person a good agent. Many agents advertising what they have done in the past and I’m the best or the best one “Million Dollar Sales Agent” this is the biggest joke of all. Selling a million dollars of real estate can and has been done in the past just by default not by skill.
The true meaning of Realtor does not mean licensed, it means highly trained and an expert in the profession. Unfortunately many agents pay their dues and never receive much training or at best just a few hours of continuing education that is forgotten as soon as it is over.
A true real estate agent as I see it is one that has many designations which means this person believes in education and follows and using the education in everyday business. A good agent is a professional who should be as important to a seller or buyer and their attorney or CPA.
So what are the important issues and steps a Seller should take before they call a real estate agent. There are actually 27 issues and steps you should take before you even pick up the phone and call anyone if you want to receive the information in a positive light.
But here are the top 15 issues for every seller.
15 Things a Seller needs to know before they list.
1.You must understand why you are selling! Your motivation to sell is the determining factor as to how you will approach the sale. It affects everything from what you set your asking price at to how much time, money and effort you're willing to invest in order to prepare your home for sale.
2.Keep the Reason you are selling to yourself! With this tip there is a caveat’ if you are in trouble and need to sell, you need to be honest with the agent once you make your decision who you are going to hire to sell your home.
3.Before setting a price- Do your own homework! When you set your price, you make buyers aware of the absolute maximum they have to pay for your home. As a seller, you will want to get a selling price as close to the list price as possible.
4.Setting your home price!
A.If you live in a Subdivision - If your home is comprised of similar or identical floor plans, built in the same period, simply look at recent sales in your neighborhood subdivision to give you a good idea of what your home is worth.
B.If You Live in An Older Neighborhood - As neighborhoods change over time each home may be different in minor or substantial ways and you will probably find that there aren't many homes truly comparable to your own. In this case you may want to consider seeking a Realtor ® to help you with the pricing process.
C.If You Decide to Sell On Your Own - A good way to establish a value is to look at homes that have sold in your neighborhood within the past 6 months, including those now on the market. This is how prospective buyers will assess the worth of your home. Also a trip to City Hall can provide you with home sale information in its public records, for most communities.
5.Do some Home Shopping Yourself! The best way to learn about your competition is to go out and discover what turns buyers on and off. Visiting open houses is a good first step, by take the time to go around the area and see what other sellers are offering. Particularly note not only the asking prices but what they are actually selling for. Remember, if you're serious about getting your home sold fast; don't price it higher than your neighbor's.
6.Understand Tax Assessment and what they really mean! Some people think that tax assessments are a way of evaluating a home. The difficulty here is that assessments are based on a number of criteria that may not be related to property values, so they may not necessarily reflect your home's true value.
7.Deciding upon a Realtor! According to the National Association of Realtors survey, nearly two thirds of all sellers who have tried to sell their home there self said they would never do it again. The primary reasons are setting a price, marketing handicaps, liability concerns, and time constraints. Remember not all agents are created equal there are many questions you should ask, make the time you spend deciding on and agent just like you are interviewing a person to take care of your child.
Ask Questions!
8.Insure you have room to negotiate! Before setting your price make sure you leave room in which to bargain. Think of a number that you feel comfortable with and what you are willing to offer the buyer as an incentive to buy. Remember this is a business decision; many people get emotional and lose sight of the prize which is closing.
9.Appearances do matter more than anything! Appearance is so critical that it would be unwise to ignore this when selling your home. The look and "feel" of your home will generate a greater emotional response than any other factor. Prospective buyers react to what they see, hear, feel, and smell even though you may have priced your home to sell.
10.Invite honest opinions from others! The single biggest mistake many sellers make is not asking other people what they truly think about the home. Do not rely on just you feeling of the home because what you feel has nothing to do with what a buyer is going to think, feeling and thing are two entirely different issues.
11.Get Your Home Spic and Span fix everything and clear out the clutter! You need to step back and take a good look at your home, make sure everything is looking like you could eat off of it. Get rid of all clutter, declare war on dust, dirt and junk what you don’t need any more or you don’t use either donate it to charity or place it storage but get it out of the house. This way when a buyer comes through your home you are not making excuses or it does not look like something is hiding something. Not to mention; it will always make your home look bigger then it is actually.
12.Allow perspective buyers to visualize themselves in your home! The last thing you want perspective buyers to feel when they come to your home is that they are intruding, get out of house and let the agent do what they are getting paid to do.
13.Deal Killer odors must go! You may not realize but odd smells like traces of food, pets and smoking odors can kill deals quickly. If prospective buyers know you have a dog, or that you smoke, they'll start being aware of odors and seeing stains that may not even exist. Don't leave any clues.
14.Be a smart Seller disclose everything! A very important part is disclosure, don’t be afraid to order a presale home inspection this one step can increase your value and help you sell faster than the house down the street. When you get the inspection fix the issues you can or expect to credit the buyer for the repairs.
15.Check your title for any defects! This is a really important step many people do not know if there is anything on the title that could pop up and stall a sale. Have your agent go to the title company and have them run a title and deed search to make sure that nothing is on your title that you don’t know about this could kill your deal.
These issues are the top issues when a seller has their home for sale anyone of the issue can stop the process dead in it tracks. There are addition issues that you may address, but remember the very most important issue is the hiring to the right agent or broker to do the job is do they have a detailed marketing plan and have you really priced your home correctly.
If the agent gives you a selling price do not get insulted especially with the market conditions of today and always get more them one price opinion. When you are selling Real Estate either residential or commercial never ever keep your personal emotion in the deal it’s not personal it’s business.
For more information in New Jersey visit http://njbuyersonestop.com or call Tim Robbins at 800-610-3599
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About Tim
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- Hello I am a 59 year old marketing professional who holds a degree in real estate and marketing. At this stage of my life I use all of my past talents to background to help people grow and realize their potential in business.
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